403's on localhost workstation multiple vhosts

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Hi folks.

I’m getting 403’s on all my locahost domains.  All are entered into /etc/hosts as 127.0.0.1, and were working when using Apache.  

Nothing is showing up in the access or error log.  Some domains are owned by rich/wheel and some by rich/admin.  I’m using passenger with these, and I can get my default_server served on passenger standalone at 0.0.0.0:3000 only.  

Here is my current nginx.conf:

http://p.ngx.cc/27

Any input appreciated.  Cheers