Help needed with configuration

[mex]

iirc there is something with the order/length of location $var {} -
content.

is there an index.php in /home/ian/websites/reseller/htdocs?
what is the dir_permissions from /home/ian/websites/reseller/htdocs?
what are the file_permissions for 
/home/ian/websites/coachmaster3dev/htdocs/index.php?
what is the dir_permissions home/ian/websites/coachmaster3dev/htdocs?

403 Forbidden is a trustable output.

Posted at Nginx Forum: http://forum.nginx.org/read.php?2,240984,240988#msg-240988